ABA endorses new wholesale mortgage channel offered by sterne agee mortgage.
Position | At Your Service - Sterne Agee Group Inc. - Brief article |
THE ABA--THROUGH ITS SUBSIDIARY THE CORPORATION FOR AMERICAN BANK-ING--has endorsed a wholesale option for community banks' mortgage sales offered through Sterne Agee Mortgage, a division of FBC Mortgage LLC. FBC Mortgage is a wholly owned subsidiary of Sterne Agee Group Inc., a privately-held financial holding company headquartered in Birmingham, Ala.
Until now, Sterne Agee Mortgage offered banks various tiers of service options in their correspondent channel only. These tiered service options enabled banks to outsource some, or nearly all, of the loan manufacturing process to Sterne Agee Mortgage. All of the options included the bank funding the loan and in turn, selling that closed loan to Sterne Agee Mortgage.
The new wholesale option offers even more to community banks. Sterne Agee Mortgage's wholesale option enables a bank to operate as the broker, thereby eliminating some risk for the bank, yet still...
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