8.7.6 Exclusion (n) - Product Recalls, Repair, Replacement, and Removal

• Jurisdiction: Arizona

Similarly, Exclusion (n) of the policy pertains to damages for loss of use, withdrawal, repair, replacement, adjustment, or removal of the insured's work product. The court in Sturla, Inc. v. Fireman's Fund Insurance Co.,^[395] held that Exclusion (n) was clearly meant to negate coverage for the contractual liability of the insured, "as a source of goods or services . . . to make good on products or work which is defective or otherwise unsuitable because it was lacking in some capacity." The exclusion prevents coverage for damages for the withdrawal and replacement of the insured's defective work.

This exclusion precludes coverage for property damage to other property...