Colorado Statewide Electronic Filing

Publication year2000
Pages19
CitationVol. 29 No. 11 Pg. 19
29 Colo.Law. 19
Colorado Lawyer
2000.

2000, November, Pg. 19. Colorado Statewide Electronic Filing




19


Vol. 29, No. 11, Pg. 19

The Colorado Lawyer
November 2000
Vol. 29, No. 11 [Page 19]

Features

Colorado Statewide Electronic Filing
by Steve Loftis

For over thirty years, I received my bank statement from the bank every month. In the old days, I even received the canceled checks in the mail. If you do the math for just thirty years, that’s 360 bank statements (assuming only one checking account). Each month, I reviewed the paper document and reconciled my checking account—a tedious, but necessary, exercise

In addition, for those same thirty years, I sat down at least once a month and wrote numerous checks to pay my monthly obligations. After writing the checks, I would tear off the payment coupon, stuff the envelope with the check and the coupon, seal the envelope, apply the return address (and sometimes the mailing address), and apply a stamp (do you recall what a first-class stamp cost in 1970?).1 Talk about tedious

In the past six months, a paradigm shift has occurred in my life. I still receive my bank statement in the mail once a month, but I no longer use it to reconcile my checking account. By the time I receive my statement, I have already reconciled my checking account online and can reconcile it daily, if I so choose

This is only part of the paradigm shift. In addition, I no longer pay my bills the old-fashioned way (see steps above). Now I am able to pay all of my bills electronically. This step took a few months longer to embrace. I really was not sure I trusted this new-fangled way of paying my bills. I wondered if the bank would take the money out of my account before I wanted it to, and I wondered if the bank would pay the correct account in a timely manner. So far, the only mistake has been on my part. I put the wrong account number down and, sure enough, the wrong account got paid.

The term "paradigm shift" has become somewhat popular in the past few years. What is a paradigm shift Think of a paradigm shift as a change from one way of thinking to another. It’s a revolution, a transformation, a sort of metamorphosis. It just doesn’t happen, but rather it is driven by agents of change. Change, for an adult, can be very difficult. It involves conflict, for it asks an adult to give up a set of competencies and do things in new...

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