13.1.2.8 No-Fault Motor Vehicle Insurance Laws

• Jurisdiction: Arizona

. An employee injured in a motor vehicle accident may be eligible for both workers’ compensation and no-fault motor vehicle insurance payments. If the automobile insurance policy premiums were paid by an employer, a partner, or a co-employee, almost uniformly courts have held that the worker cannot recover under the auto insurance policy. Even if the employee paid the premiums, most jurisdictions have ruled against the worker collecting both on the auto insurance policy and workers’ compensation. Some...