1. [§ 6.21] the Notice of Intent To Foreclose

• Jurisdiction: Maryland

1. [§ 6.21] The notice of intent to foreclose

A party seeking to foreclose on residential property may not file the action until 90 days after a default, or 45 days after sending the debtor and record owner a "Notice of Intent to Foreclose," whichever is later. Real Prop. § 7-105.1(b)(1). Do note that should certain proposed legislation pass, this section will be overhauled in October of 2022. See 2022 Md. H.B. 1038 (NS); see also 2022 Md. H.B. 803 (NS). The proposed legislation deals with access to counsel and fees during certain foreclosure proceedings. Id.

The foreclosing party may petition for relief from these timing and notice requirements, and for leave to file an action for immediate foreclosure, under certain conditions (such as when the mortgagor/grantor has failed to make...