January/February.

• Position: Crossword

Across

1. Energy drink for investors? (2 words)

5. Tough love from a pessimist? (2 words)

9. Herd followers, sometimes

11. Ledger entry

13. Campaigned

14. "Baloney!"

15. Place to play

16. Indications

18. Skirt or BMW?

19. Absorbed, as a cost

20. Common market initiatives

22. Each

24. Investors' safety settings

25. Communications authority

26. More, in Madrid

28. Weight measurement, for short

    29 Severity

30. Acts strong in poker

33. Boston University, for short

34. Brainchild

36. Exhaust

37. Payment direction (2 words)

40. Average grade

41. Forty Thieves guy (2 words)

43. Signature, with John

45. "Seinfeld" uncle

46. "Yadda, yadda, yadda"

47. Born, in bios

48. House check and balance

49. County house appraisal office

    Down

1. Time to save for? (2 words)

2. Stock safety strategy

3. Putin's former bloc

4. Crazy currency?

5. Times to work while you eat (2 words)

6. Capitol Hill worker

7. Energy-saving vehicles

8. Just surviving (2 words)

10. Refinement

12. + or - item

17. Undertake, with "out"

19. IRS-company liaison

21. Trust

23. Electrocardiograph, for short

27. "Dancing Queen" group

31. New Deal leader

32. Annual foursome

35. Audio frequency, for short

36. Financial agreements

37. Goes with counter

38. Ode maker

39. Buyer

42. General in gray

44. Boardroom bigwig