§ 3.15 Flood Insurance
| Library | Guide to South Carolina Liability and Property Insurance Law (SCBar) (2019 Ed.) |
§ 3.15 Flood Insurance
The Fourth Circuit Court of Appeals addressed whether a flood insurance policy would afford coverage for damages caused by subsidence that resulted after the flood waters receded in Smoak v. Independent Fire Insurance Co.95 The court vacated the district court's grant of summary judgment and remanded the case because the district court relied on a definition of "flood" that was not included in the policy. The policy stated that the insurer would indemnify the insureds for "direct physical loss by or from flood" and the...
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