Chapter 6 Protection Against Uninsured and Underinsured Motorists

Index

Section 6.1 Objective and Source of Coverage
Section 6.2 The Statute
Section 6.3 The Policy
Section 6.4 “Insured”
Section 6.5 Insured Motor Vehicle
Section 6.6 Uninsured Motor Vehicle
Section 6.7 No Insurance Applicable
Section 6.8 Insurance Carrier Denies Liability or Is Insolvent
Section 6.9 Insurance Limits Are Less Than Amounts Required by Financial Responsibility Law
Section 6.10 Hit-and-Run Vehicle
Section 6.11 Notice of Claim
Section 6.12 Damages Incurred While Occupying Insured Motor Vehicle
Section 6.13 Injuries Caused by Ownership, Maintenance, or Use of Uninsured Motor Vehicle
Section 6.14 What Damages Are Recoverable
Section 6.15 Punitive Damages
Section 6.16 Bad Faith and Vexatious Delay
Section 6.17 Limits of Liability
Section 6.18 Other Insurance (Stacking)
Section 6.19 Exclusions
Section 6.20 Injury While Occupying Owned Automobile Other Than Insured Automobile
Section 6.21 Settlement Without Consent of Uninsured Motorist Insurer
Section 6.22 Workers’ Compensation Benefits
Section 6.23 Insurer’s Rights Against Uninsured Motorist
Section 6.24 Proof of Claim—Medical Reports
Section 6.25 Payment of Loss
Section 6.26 Objective and Source of Coverage
Section 6.27 Persons Insured
Section 6.28 Legally Entitled to Recover
Section 6.29 Damages Recoverable
Section 6.30 “Underinsured”
Section 6.31 Underinsured Motor Vehicle
Section 6.32 Family Member
Section 6.33 Exhaustion Clause
Section 6.34 Consent Clause
Section 6.35 Owned Vehicle Exclusion
Section 6.36 Consortium Claims
Section 6.37 Other Insurance, Excess Insurance Clauses
Section 6.38 Set-Off Clauses
Section 6.39 Reimbursement for Payments From Other Sources
Section 6.40 Anti-Stacking Clauses
Section 6.41 Amount of Settlement With the Underlying Tortfeasor
Section 6.42 The Release
Section 6.43 Covenant Not to Execute
Section 6.44 Procedure