Chapter 5 Personal Automobile Policy: Bodily Injury Liability and Property Damage Liability Coverages

Index

• Section 5.1 Introduction
• Section 5.2 Insuring Agreement
• Section 5.3 We will pay on behalf of an insured . . .
• Section 5.4 all sums, within the limits of liability of these coverages, . . .
• Section 5.5 which such insured shall become legally obligated to pay as damages . . .
• Section 5.6 because of: (1) Bodily injury sustained by any person, . . .
• Section 5.7 and (2) Property damage sustained by any person . . .
• Section 5.8 caused by accident resulting from the ownership, maintenance, or use of . . .
• Section 5.9 the described auto . . .
• Section 5.10 or a non-owned auto.
• Section 5.11 We will defend any suit seeking damages which are payable under the terms of this policy, even if any of the claims in the suit are groundless, false or fraudulent.
• Section 5.12 We may investigate, negotiate or settle any claim or suit.
• Section 5.13 Additional Coverages
• Section 5.14 Court Costs
• Section 5.15 Prejudgment Interest
• Section 5.16 Postjudgment Interest
• Section 5.17 Exclusions
• Section 5.18 Employee of the Insured
• Section 5.19 Fellow Employee
• Section 5.20 Auto Business
• Section 5.21 Property Owned, Transported by, or in the Charge of the Insured
• Section 5.22 Intentional Acts
• Section 5.23 Punitive Damages
• Section 5.24 Household Exclusion
• Section 5.25 Conditions
• Section 5.26 Cooperation
• Section 5.27 Other Insurance
• Section 5.28 Conclusion