Chapter 13 Actions on Policies

Index

Section 13.1 Introduction
Section 13.2 Introduction and Scope
Section 13.3 Necessity of Determination of Contractual Rights and Obligations
Section 13.4 Time Within Which Suit Must Be Brought
Section 13.5 Generally
Section 13.6 Fire Insurance Policies
Section 13.7 Life Insurance Policies
Section 13.8 Accidental Death Policies
Section 13.9 Uninsured Motorist Policies
Section 13.10 Other Policies
Section 13.11 Parties
Section 13.12 Jurisdiction and Venue
Section 13.13 Choice of Forum
Section 13.14 Service
Section 13.15 The Petition
Section 13.16 The Answer
Section 13.17 The Reply—Asserting Waiver, Estoppel, and Other Affirmative Avoidances
Section 13.18 Generally
Section 13.19 Accidental Death Policies
Section 13.20 Life Insurance Policies
Section 13.21 Health, Accident, and Hospitalization Insurance Policies
Section 13.22 Disability Insurance Policies
Section 13.23 Policies Protecting Against Fire, Windstorm, and Other Casualty Loss
Section 13.24 Uninsured Motorist Insurance Policies
Section 13.25 Suits on Contract Surety Bonds
Section 13.26 Jury Trial
Section 13.27 Petition for Recovery Under Accidental Death Policy
Section 13.28 Petition to Recover Life Insurance Proceeds
Section 13.29 Petition for Recovery of Disability Benefits
Section 13.30 Petition on an Uninsured Motorist Policy
Section 13.31 Petition for Recovery Under a Property Insurance Policy
Section 13.32 Petition for Recovery Under Surety Bond
Section 13.33 Introduction and Scope
Section 13.34 Right to Name the Insurance Company as an Original Defendant
Section 13.35 Overview
Section 13.36 Generally
Section 13.37 Parties
Section 13.38 Jurisdiction and Venue
Section 13.39 Burden of Proof and the Prima Facie Case
Section 13.40 Beginning the Garnishment Proceeding
Section 13.41 Service on Garnishee and Return of Service
Section 13.42 Return of Garnishment Summons
Section 13.43 Pleadings and the Garnishment Action
Section 13.44 Interrogatories by Plaintiff
Section 13.45 Motion to Quash
Section 13.46 Garnishee’s Answers to Interrogatories
Section 13.47 Plaintiff’s Denial
Section 13.48 Garnishee’s Reply
Section 13.49 Judgment
Section 13.50 Costs and Allowances
Section 13.51 Generally
Section 13.52 Parties
Section 13.53 Jurisdiction, Venue, and Service
Section 13.54 Burden of Proof and the Prima Facie Case
Section 13.55 The Pleadings
Section 13.56 Affirmative Defenses and the Answer
Section 13.57 Trial and Judgment
Section 13.58 Costs and Attorney Fees
Section 13.59 Advantages and Disadvantages of Garnishment Under Rule 90 and Chapter 525, RSMo, and Equitable Garnishment Under § 379.200, RSMo
Section 13.60 Introduction and Scope
Section 13.61 First-Party Coverage and Third-Party Coverage Distinguished
Section 13.62 Relationship Between Company and Insured
Section 13.63 Good Faith Duty—Equal Weight of Interest
Section 13.64 Tort of Bad Faith Refusal to Settle
Section 13.65 Insurer’s Duty to Defend
Section 13.66 Settlement by Insured(Liability Carrier Refuses to Settle)
Section 13.67 Third-Party Claimants—Right to Sue Liability Carrier for Bad Faith
Section 13.68 Reservation of Rights
Section 13.69 Insurer’s Duty to Select Competent Counsel in Third-Party Defense
Section 13.70 First-Party Insurance Coverage
Section 13.71 Pre-Judgment Interest
Section 13.72 Intentional Breach of Contract
Section 13.73 Statutory Damages for Vexatious Refusal to Pay
Section 13.74 Bad Faith Refusal to Pay
Section 13.75 Breach of Fiduciary Relationship
Section 13.76 Unfair Claims Practices
Section 13.77 Prima Facie Tort
Section 13.78 Independent Torts