Chapter 1 Interpreting the Insurance Con­tract: Rules of Construction (Sections 1.1 to 1.22)

Index

• 1.2 Interpreting Policy Language
• 1.3 Interpretation Based on the Plain, Ordinary, or Popular Sense of the Words Used
• 1.4 Interpretation Based on the Understanding of the Ordinary, Average, or Reasonable Person
• 1.5 Ambiguity
• 1.6 Principles of Strict and Liberal Construction That Enhance Coverage and Limit Forfeiture
• 1.7 Interpretation Based on Style and Size of the Policy Language and the Policy Format
• 1.8 Construing the Insurance Contract As a Whole
• 1.9 Typed and Standard Printed Policy Provisions
• 1.10 Prior Court Decisions and Existing Statutory Law
• 1.11 The Reasonable Expectation Doctrine
• 1.12 Reformation of the Policy
• 1.13 Modification of the Policy
• 1.14 Oral Contracts and Binders
• 1.15 Burdens of Proof
• 1.16 Concurrent Causes
• 1.17 Determining the Governing Law
• 1.18 Rescission Based on Misrepresentation
• 1.19 Waiver
• 1.20 Estoppel
• 1.21 Lost or Destroyed Insurance Policies
• 1.22 Last Antecedent Rule