Practical Skills: Mortgage Foreclosures (NY)

Appendix A Memorandum from Chief Administrative Judge Lawrence Marks, dated July 24, 2020 (Revised Procedure for Addressing Residential and Commercial Foreclosure Proceedings), with attachment AO/157120, eff. July 27. 2020

• Appendix A

I Introduction

• I. Introduction

II Opening the File

• II. Opening the File
• A. Documents Required
• B. Examination of Documents
• C. Abstract of Title Continuation
• D. Examination of Abstract
• E. Environmental Investigation
• F. Acceleration
• G. Statute of Limitations
• H. Consumer Protection Legislation
• I. Duty To Inspect and Maintain Vacant Property

III Election of Remedies

• III. Election of Remedies
• A. Consideration of Suit on Note Or Bond
• B. Separate Action For Mortgage Debt

IV Party Defendants

• lV. Party Defendants
• A. Necessary Defendants
• B. Representative Defendants
• C. Permissible Defendants
• D. Effect of Failure To Name Necessary Party

IX Judgment of Foreclosure and Sale

• lX. Judgment of Foreclosure and Sale
• A. Filing A Notice of Pendency
• B. Contents of Judgment of Foreclosure and Sale

Mortgage Foreclosures—Index of Forms

• Mortgage Foreclosures—Index of Forms

V Notice of Pendency (Lis Pendens)

• V. Notice of Pendency (Lis Pendens)
• A. Notice of Pendency; Constructive Notice
• B. Filing, Content and Indexing of Notice of Pendency
• C. Service of Summons
• D. Duration of Notice of Pendency

VI Summons and Complaint

• VI. Summons and Complaint
• A. Format
• B. Service of Process
• C. Service on Tenants
• D. Appearance and Answers
• E. Specialized Rji Form in Residential Mortgage Foreclosure Actions

VII Reference To Compute

• VII. Reference To Compute
• A. Affidavit of Regularity
• B. Referee

VIII Bill of Costs

• VIII. Bill of Costs
• A. Costs
• B. Disbursements

X Sale of Property

• X. Sale of Property
• A. Notice of Sale
• B. Sale Date
• C. Effect of Sale on Equity of Redemption
• D. Adjournment of Sale
• E. Terms of Sale
• F. Upset Price
• G. Sale of Property
• H. Set Aside of Sale

XI Referee's Deed

• XI. Referee'sDeed

XII Referee's Report of Sale

• XII. Referee'sReport of Sale
• A. Distribution of Proceeds of Sale
• B. Filing
• C. Deficiency Judgment
• D. Writ of Assistance

XIII Claims Where Foreclosure of Mortgage Is Void or Voidable

• XIII. Claims Where Foreclosure of Mortgage Is Void Or Voidable
• A. Generally
• B. Remedy For Excluding Necessary Party Or Other Defects
• C. Judgment of Foreclosure in Certain Cases

XIV Conclusion

• XIV. Conclusion