Treatment Without Insurance

Gale Encyclopedia of Everyday LawHealthcare (2006)

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Treatment Without Insurance

Background

Nearly 40 million Americans between the ages of 18 and 64 carry no health insurance coverage. In the past, only the poor or the unemployed faced this problem. Today, with health care costs rising dramatically each year, the threat of being uninsured now extends to low- and moderate-income people as well. Between 1980 and 1998, according to the Health Care Financing Administration, the amount of money Americans spent on health care quadrupled. In 1998 Americans spent $1.1 trillion on health care, roughly $4,000 for every person in the United States.

Health insurance costs have continued to rise, a problem that has been particularly difficult for small companies and the self-employed. Small comp...

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