The Health Insurance Portability and Accountability Act: more than we bargained for, and less.
The Cato Journal › Vol. 22 Nbr. 1, March 2002
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The Health Insurance Portability and Accountability Act: more than we bargained for, and less.
When Congress passed the Health Insurance Portability and Accountability Act (HIPAA) in 1996, the legislation was marketed as a modest attempt to address health insurance portability problems facing insured workers who wanted to change jobs. So-called job-lock concerns involved workers who were worried about losing or being denied access to insurance due to their health status and therefore remained in existing jobs that provided group health insurance to them and their dependents.
Today, the bill's sponsors have good reason to be modest about its portability achievements: HIPAA provided little, if any, help to vulnerable consumers seeking more affordable health insurance opti...See the full content of this document
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