Insurance mandates and health care costs: requiring insurance companies to cover certain services has defendants and opponents.

State LegislaturesVol. 30 Nbr. 1, January 2004

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Insurance mandates and health care costs: requiring insurance companies to cover certain services has defendants and opponents.

Substance abuse and chemical dependency treatment. Colorectal cancer screening. Newborn testing for sickle-cell anemia. Is there a common thread?

These are three of the hundreds of health insurance benefits required by law. And they are the result of some 30 years of legislatures increasingly requiring insurance plans to either cover or offer specified benefits.

Today, state or federal laws mandate insurance coverage for more than 1,500 health services.

It's a dilemma. On the one band, lawmakers continue to...

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