Texas Banking

For years many, bankers led nondescript lives. Bankers worked for their communities, shareholders and employees. All that has changed, however. They are living in uncharted times and they have to add political risk to their things to be concerned about and managed. The free enterprise system as bankers know it quite possibly could be going away. Some elected officials want them to become a cookie-cutter industry, much like a utility, where fees and risks are regulated. At the annual ABA Conve...

Dont Panic: Are You Prepared for a Bank Robbery?

The story of the First Community Bank robberies has a happy ending. The two Alameda robbers were caught in Corpus Christi two weeks later. The Portland robber, a serial robber wanted for other bank robberies in North Carolina, was apprehended by authorities in Odessa the following day. The bank's president and CEO, now also TBA chairman, Wes Hoskins, said that even banks without his unlucky experience should be concerned and alert to the possibility of robberies in their banks. It is importan...

Sunset 2009: A Year in Review

The year 2009 is coming to a close, and everyone stands at a critical point between dark economic times and the first glimpse of a ray of hope in the distance. The signs of recovery range from a bottoming of housing starts to modest increases in consumer spending over the last several months. The implication for financial service providers cannot be overstated. Given this, the author offers six keys to consider while planning for 2010: 1. Exploit major opportunities to grow market share. 2. D...

Dress for Success Honors Brown for Passion and Dedication

SVP of JBC Bank-McAllen Dora Brown has received the Legend of Success Award from the Rio Grande Valley chapter of Dress for Success in recognition of her hard work, dedication and support of the professional development of women in the Rio Grande Valley. Dress for Success Rio Grands Valley helps low-income women transition into the workforce by providing a variety of support services that are not offered by traditional workforce development programs. At IBC, Brown serves as SVP of marketing a...

Tba Expands Shcpf Endorsement to Veterans Homes

The Texas Bankers Association (TBA) and its subsidiary TBA Services Co Inc have endorsed the Senior Housing Crime Prevention Foundations (SHCPF) Senior Crimestoppers program since October 2003. This endorsement has now been expanded to include providing the Senior Crimestoppers program to the 40,000 veterans living in veteran nursing homes across the US. Under the initiative, each veteran resident in a veteran nursing home will be provided a specially designed veterans personal lock box.

Nexbank Cfo Honored

Community Trust Bank of Texas Expands

Wells Fargo Opens Waco's First Leed Silver-Certified Bank

Legacytexas Bank Hosts Wellness and Fitness Fest

Cooking demonstrations played to standing-room-only crowds, while participants raced through obstacle courses, competed in sports tournaments and played games throughout the afternoon. These were just a few of the events enjoyed by hundreds of families that attended LegacyFest, a wellness and fitness festival recently hosted by LegacyTexas Bank. The event included a dunking booth, with contributions going to local community service organizations. While fun and games were a primary theme, ther...

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Bancvue Recognized by Inc. Magazine

TBA-endorsed BancVue announced it has been ranked the second fastest-growing financial services firm in the Inc. Magazine's "25th Annual List of America's Fastest-Growing Private Companies." BancVue ranked 23rd overall in the rankings. Don Shafer, chairman of BancVue, credits much of his firms success to its partnership approach with clients. More than just a provider of software solutions, BancVue offers a complete suite of services that includes marketing support, compliance guidance, emplo...

Communitybank of Texas and Crosby State Bank Merge

CBFH Inc, the holding company for Community Bank of Texas, has announced that the merger of Crosby State Bank has been successfully completed, effective October 30. CommunityBank of Texas acquired Crosby State Bank in December 2008 and continued to operate the bank under the Crosby name until October. With the merger completed, CommunityBank of Texas now operates a total of 25 branches in Southeast Texas and East Houston under its own name. Crosby State Bank's management team remains in place...

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Iris Captures High-Quality Images

IRIS Digital Video Systems enable financial institutions to capture high-quality transaction and surveillance images and store them in a digital format for easy retrieval. IRIS DVS patented technology captures and attaches to specific images, unique transaction information from most online teller systems, and ATMs. IRIS DVS enhances your robbery and fraud loss prevention efforts by handling cases more efficiently, even from remote locations, enabling you to deliver conclusive evidence to pros...

Manage Rising Health Care Costs with Boli

Top-notch people demand top-notch benefits -- including excellent health coverage. Yet, for the last decade, employer health insurance costs have been rising at a rate that far exceeds the rates of both inflation and workers' earnings. In addition to considering the latest cost-cutting trends, smart bankers are managing rising health care insurance expenses by reallocating bank assets into bank-owned life insurance (BOLI). A reallocation of 15% of your bank's assets into BOLI can likely offse...

A Second Life in Banking

Last January, Bob Malone was dealing with explosions and oil spills, testifying before Congress on a regular basis and going on business trips to such exotic locales as South Africa, Dubai and Istanbul. In those days, as the chairman and president of BP America. Malone lived a much more hectic life. Freshly retired from 35 years of adventures in the oil industry, Malone's latest adventure has been taking the helm at the First National Bank of Sonora. Malone grew up in Daingerfield, a small no...

First State Bank Central Texas Marks 100th Anniversary

The First State Bank Central Texas recently marked its 100th anniversary with a reception at the branch location in Temple. Directors and customers joined chairman and CEO Don Grobowsky and the staff as they gathered to mark this special occasion. Grobowsky served as the TBA chairman in 2006-2007. The bank's roots go back to 1909, when a state bank charter was granted for a new bank in Chilton known as the First State Bank of Chilton. The organizers consisted of George Riddle of Dallas and fo...

U.S. Senate to Act On Regulatory Reform

The US House Committee on Financial Services has produced regulatory reform legislation that is expected to be voted on by the full House in January. Onerous proposals, such as the Consumer Financial Protection Agency, with full authority over all banks, remain in the bill. Senate Chairman Chris Dodd has made public his own draft proposal entitled "Restoring American Financial Stability Act." Both the House and the Senate bills establish systemic regulators and are aimed at preventing debacle...

Answers to Your Legal Questions

Questions on legal matters in the banking industry are answered. A bank's procedures for identifying hearing-impaired callers would be no different than those used for all other customers. The banker has to be comfortable that he knows who he is talking to before releasing any confidential information. Separately, the FDIC has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC. The subject line of the e-mail usually states: Check your Bank Dep...

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