Vol. 46 No. 3, June - June 2013
Index
- Foreword.
- The legal framework of consumer credit bureaus and credit scoring in the European Union: pitfalls and challenges - overindebtedness, responsible lending, market integration, and fundamental rights.
- Adapting credit scores to evolving consumer behavior and data.
- Selling consumers not lists: the new world of digital decision-making and the role of the Fair Credit Reporting Act.
- The misconception of the consumer as a homo economicus: a behavioral-economic approach to consumer protection in the credit-reporting system.
- The misconception of the consumer as a homo economicus: a behavioral-economic approach to consumer protection in the credit-reporting system.
- Discriminatory effects of credit scoring on communities of color.
- Medical debt and its relevance when assessing creditworthiness.
- Credit reports and employment: findings from the 2012 National Survey on Credit Card Debt of Low- and Middle-Income Households.